types-of-derivatives

More about Derivatives: Different types of derivatives and their uses

Derivatives are financial instruments that enable the trading of risk from one party to the other. In case you need to gain the understanding of derivatives from first principles you can check out the article on derivatives. In this article, we will expand the idea on different kind of derivatives that exist and why they are needed. Derivatives are one of the key factors that led to the growth of finance in the past four decades. They gave an elegant [...]


financing-business

Ways of Financing Business: Debt, Equity and Beyond

Businesses need money to survive and make more money. In this article, we will discuss in detail what are the several instruments used by the companies to raise the required capital. You might have heard that debt and equity are the two primary sources of raising capital by a company. However, you may need to know that there are many types of debt and equity deployed by the company depending on the need and the thinking of the management. [...]


create business reports using excel

Business Reports using Microsoft Excel: An introductory example

Microsoft Excel is unarguably the best software tool for business. It is the standard tool that is used for business reporting and analysis at all the levels in an organization. Be it an Intern, on his first assignment at work or a seasoned CEO, everyone swears by the utility of Excel in making his or her task more manageable. What makes Excel the de-facto standard in the business world? The answer to this is its robustness and versatility. A [...]


Excel pivottable

Starting with Pivot and things you can start doing with it

“In God we trust, all others must bring data.” W Edwards Deming Statistician, professor, author, lecturer, consultant and a great management thinker Use of data analysis to aid decision making lies at the center of the management principles in the current business age. There are a plethora of tools that help people analyze data and make actionable plans on it. However, across industries, people swear by Excel as the most widely used data analysis tool invented, ever. One of the most critical data [...]


How to become financially intelligent?

Finance is the lifeblood of an organization and the need for financial intelligence for career success cannot be understated. Some benefits of being having financial intelligence are Taking financial decisions at the team/department level that may have an impact on the bottom line. Mentoring team-mates and supporting them to become financially intelligent. Being an aware leader who cannot be misguided by others. These are only a few advantages we are listing here. However, it is essential to understand what is meant by financial [...]


CFA vs CA

What is good for you? CFA® vs. CA

What is the best certification course in finance? CFA® (Chartered Financial Analyst) or CA (Chartered Accountant)? Which one is the right choice for me? If you are thinking about whether to go for CA or CFA® or both, you have come to the right page. In this article, we will look in detail what CA and CFA® programs are all about, compare the two and deliberate on which course to go for. CFA® and CA are two of the most [...]


reading a balance sheet

Why you should read the balance sheet before investing

Let’s do a quick thought experiment. Imagine that you wake up in a faraway land where people do not speak English or any other language that you are familiar with. You have to live there for the rest of your life. Can you increase the odds of your survival and prosperity by learning the local language of that place? If your answer is yes, then you will be convinced of the importance of reading a balance sheet before investing. Businesses exist to [...]


finance training programs

Why should organizations invest in finance training of their employees?

CFO asks his CEO, “What happens if we invest in developing our people, and then they leave the company?” CEO answers, “What happens if we do not, and they stay?” This is an old joke, but it is remarkable how relevant it is even today. The cost-conscious thinking hat of an organization believes training is an overhead cost. However, leaders with the wisdom of running a successful organization know the importance of training and its implication on productivity and morale of [...]


cfa introduction

A Brief Introduction to CFA®

People harboring the ambition of working in the finance industry would have heard of the CFA® Program. In this article, we will examine what the CFA® Program entails. We will explore in detail what this course is about, who is eligible and why one should pursue the CFA® Program. What is CFA® Program? Chartered Financial Analyst® (CFA®) Program is a professional credential for finance professionals. The CFA® Program is run by CFA® Institute, a global association of investment professionals. It is [...]


Why Financial Ratios are Significant and How to Decode them

  Don’t ever let your business get ahead of the financial side of your business. Accounting, accounting, accounting. Know your numbers. Tilman J. Fertitta, Billionaire Business Magnate Knowing numbers is essential to make sense of the health of the business and to be able to improve the profitability. One of the most popular and effective ways to analyze a business is using ratio analysis. You can understand the strengths, weaknesses, and progress of a business by learning ratio analysis. Also, ratio analysis [...]